Get your money now

Start our 3 minute application by telling us how much you need

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Rates and Fees

  • Borrow Up To $15,000

    Lenders can deposit money directly to your bank account. 

  • Average Loan Terms 3 to 84 months

    For Personal Loans. These loans can last for several months and payments are spread out over the term of the loan.

  • 4.83% to 35.99% APR

    Average APR based on our experience. Actual rate depends upon credit score, loan amount, loan term, credit usage and history, and will be agreed upon between you and the lender.

     

Rates and Fees

instant-loans-usa.com is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders – the APR range is from 4.83% to 35.99% Max APR.

If you are not eligible for a standard loan product (4.83% to 35.99% APR), the lenders may offer you an alternative product for you to consider based on your specific circumstances.

Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.

We do not make loan decisions. We are a loan match system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

If after registering on the instant-loans-usa.com website, you are matched with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically "signed" for the loan.

Your repayment will be automatically deducted from your bank account on the pre-scheduled due date. If you do not repay the loan in full, including all fees and interest charges, there are consequences of which you should be aware before agreeing to the loan. If repayment will be a problem, do not accept the loan.

All questions regarding repayment and its consequences should be directed to your lender. We work with numerous lenders that each have their own sets of rules for their loans.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.
Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.
Contact your lender with any questions or problems with your loan.

instant-loans-usa.com does not charge consumers for its loan matching services, so registering online is free!

Are you ready to get your loan now?

Please fill out a simple form - it takes only a few minutes