Quick Unsecured $100 – $1,000 Payday Loans Online or Near You in IdahoPayday Loans in Idaho are short-term small-dollar cash advance suitable for any personal needs and available for both good and bad credit borrowers. Get no credit check payday loans online up to $1000 and choose the most suitable direct lender with the lowest rates and fees. You pay back in 14 – 30 days with your next paycheck. Find out what the regulations and other lending conditions are set in Idaho.
Idaho Payday Loans Laws, Rates and Terms
Loan Rates and Fees, Laws and Regulations in Payday Loans. Consumer loan act imposes some restrictions on Payday Loans in Idaho. But one can legally apply for $1000 - $5000 Installment and $5000 - 35,000 Personal loans. According to Md. Code Com. Law § 12-101 et seq.1 and Senate Joint Resolution 7 of 20022 the APR on Payday cash advance mustn’t exceed 2.75% per month; 33% per year.
|Legal Status||It shows whether the service is legal, available with some restrictions or prohibited by the state’s laws and regulations.||Legal|
|Regulator||State official document, act, or statute that regulates payday lending||Idaho Code §§ 28-46-401 et seq.|
|Maximum Loan Amount||It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.||$1000.00|
|Max APR||Maximum interest charged for borrowing that shows the yearly cost of the loan as percentage||652.00%|
|Collateral||The need to provide any kind of collateral to apply for a loan||None, unsecured|
|Turnaround Time||The time it takes for the loan to reach your account||1 business day|
Select your city to see loan options in Idaho
- Boise City
- Idaho Falls
- Coeur dAlene
- Twin Falls
- Post Falls
- Mountain Home
- Garden City
- American Falls
How much Payday Loan can I get in Idaho?
More than 300 direct lenders are ready to offer you $100-$1000 payday loan in Idaho for any of your needs:
- Credit history improvement
- Debt consolidation
- Car repair
- House redecoration
- Family special event
- Holiday, etc.
If your needs are a little more serious, apply for a Personal Loans in Idaho and get up to $35 000.
Compare Loans Available in Idaho at Instant Loans USA
How much does a Payday Loan cost in Idaho?
As a Payday Loan is a short-term cash advance it presupposes higher interest rates and APR. It varies from state to state and from lender to lender ranging from 395% to 800%. If you need details about Idaho interest rates search for short-term loan laws and regulations in the state. We must warn you no prepayment is ever charged. The finance charges and fees are on average $15 for every $100 borrowed.
How fast can I get a Payday Loan in Idaho? Same day Payday Loans in Idaho. One hour Payday Loans in Idaho
As soon as you fill out the form with some personal information, we send it to the direct partner who processes it, makes an instant decision and deposits money into your bank account within a working day.
- Seconds to apply
- Minutes to get approved
- Hours to have money in your account
- Easier than easy. Even if your credit is far from perfect.
We don’t lend money, we help you to obtain a loan by matching your application with responsible lending companies that in most cases get it approved.
Am I eligible for a Payday Loan in Idaho?
The major requirements they claim are:
- Being of age
- Being employed
- Being a resident of Idaho
- Having a bank account
Following these 4 simple demands you get a payday loan in Idaho.
Why should I apply for a Payday Loan in Idaho?
- No guarantor is needed
- Borrowers with bad credit are welcomed and in the majority of cases approved
- Information is confidential
- The process is fast, safe and easy
- No waiting is required
- We work – you relax.