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$250 - $15,000 Fast Loans in the USA | 100% ONLINE Loans from more than 270 Direct Partners

  • Borrow Up To $15,000

    Lenders can deposit money directly to your bank account. 

  • Average Loan Terms 3 to 84 months

    For Personal Loans. These loans can last for several months and payments are spread out over the term of the loan.

  • 4.83% to 35.99% APR

    Average APR based on our experience. Actual rate depends upon credit score, loan amount, loan term, credit usage and history, and will be agreed upon between you and the lender.


Representative Example: $1,000 loan over a 12-month loan term with a 29.82% APR would have a total cost, including interest, a total payback amount of $1,134.72. APR rates range from 4.83% to 35.99%. Loan term lengths from 3 to 84 months.


$250 - $15,000 Fast Loans in the USA | 100% ONLINE Loans from more than 270 Direct Partners

Whether you are looking for a Personal Loans, Installment Loan, Payday Advance, Salary Loan, Small Dollar Loan, Short Term Loan, Payroll Loan or Cash Advance – look no further and apply with INSTANT LOANS USA.

Why choosing us? How different are we?

We are a business and we aim to be the best for you as we strongly believe on the “word of mouth”. Meaning if we keep you happy and do our best to solve your money deficiency, you will recommend us to your friends and family and we will grow alongside with the growing number of our clients.

We have neither hidden fees nor require any type of obligation from your side to work with us.

We deal with approved lenders only that are ready to cooperate with us with the speed of lightning to keep our client, i.e. you, happy.

You can borrow from $250 to $15,000 straight into your account sparing you from the headache of going to the store, of queuing. We do our best to save your time and, as the proverb says, “time is money”.

INSTANT LOANS USA is one of the best services to be mentioned alongside with such phrases like “personal loans”, “loans for bad credit score”, “easy installment loan online service”, “USA cash loans”, etc.

Examples of Costs & APR

Loan Amount Interest Rate Loan Term Fee
$1,000 24.00% 12 months 3.00%
$2,000 19.00% 24 months 5.00%
Repayment APR Total Repayments Total Cost
$94.56 29.82% $1,134.72 $164.72
$100.82 24.12% $2,419.68 $519.68