California Title Loans Laws, Rates and Terms
Loan Rates and Fees, Laws and Regulations in Title Loans. Consumer loan act imposes some restrictions on Title Loans in California. But one can legally apply for $1000 - $5000 Installment and $5000 - 35,000 Personal loans. According to Md. Code Com. Law § 12-101 et seq.1 and Senate Joint Resolution 7 of 20022 the APR on Payday cash advance mustn’t exceed 2.75% per month; 33% per year.
|Legal Status||The status of the loan as regulated by the state - legal, restricted, or prohibited||Legal|
|Regulator||State official document, act, or statute that regulates title loan lending||Cal. Financial Code §4970 et seq. and §4973 et seq.( Sections A-2E)|
|Minimum Loan Amount||The minimum amount that you can borrow with a payday loan||$2500.00|
|Min APR||Minimum interest charged for borrowing that shows the yearly cost of the loan as percentage||15.00%|
|Max APR||Maximum interest charged for borrowing that shows the yearly cost of the loan as percentage||30.00%|
|Collateral||The need to provide any kind of collateral to apply for a loan||None, unsecured|
|Repayment Term||The term for which the loan is issued||up to 31 days|
|Terms||The term for which the loan is issued||
Max loan term: 31.00 day(s)
Repayment term: up to 31 days
|Finance Charges||All the fees charged for borrowing this loan amount by the lender||
For a $2,500 Title Loan either $50 or up to 5% of that amount.
|Turnaround Time||The time it takes for the loan to reach your account||1 business day|
Get up to $10,000 Car Title Loan in California TodayAny resident of California who owns a vehicle with a lien-free title can always get instant financing with Online Car Title Loans Direct Deposit. Available same day, for bad credit, with no credit check.
Complete information on California Title Loans
Fast car title loans, or title pawns are an awesome way to get quick cash for any emergency. You can do it completely online, or check numerous Title Loan store locations in California. Approval process is guaranteed fast and easy. Any credit type is welcome. The best title loan direct lenders of California offer affordable terms and competitive rates. Start your loan application now to get instant decision in as little as 30 minutes!
Quick and easy applying for Auto Title Loans in California
- Apply online with a free and simple form.
- Get pre-approved and accept the lender’s conditions if you agree with the offer.
- Visit the loan store to get the cash.
Compare Loans Available in California at Instant Loans USA
Check if you qualify for Car Title Loans in CaliforniaCalifornia residents are able to get Car Title Loans online quickly and easily. Lenders’ requirements are rather simple and don’t include any credit checks or minimum credit score figures. All you need is:
- California residence;
- Age over 18;
- A vehicle with a clear title in your name;
- A valid government-issued ID.
Get the cash same day and keep driving your car while repaying California Title Loan.
How California Title Loans benefit
Do you still wonder why you should choose Auto Title Loans as the best quick cash solution? Here are just a few indisputable arguments to convince you:
- Very fast and simple process of securing a loan.
- No need to visit a store, everything can be done completely online.
- Lenders guarantee instant approval.
- The car is still at your disposal even after submitting the documents to the lender.
- Bad credit or no credit are not a problem.
- The money is deposited directly into your bank account same day.
With instant-loans-usa.com you are in good hands. Contact us or fill out our online form and get a free quote for your Car Title Loan online or find the nearby loan store at your location in California.
California Title Loans in your city
- Los Angeles
- San Diego
- San Jose
- San Francisco
- Long Beach
- Santa Ana
- Chula Vista
- San Bernardino
- Moreno Valley
- Huntington Beach
- Santa Clarita
- Rancho Cucamonga
- Santa Rosa
- Garden Grove
- Elk Grove