Virginia Title Loans Laws, Rates and Terms
Loan Rates and Fees, Laws and Regulations in Title Loans. Consumer loan act imposes some restrictions on Title Loans in Virginia. But one can legally apply for $1000 - $5000 Installment and $5000 - 35,000 Personal loans. According to Md. Code Com. Law § 12-101 et seq.1 and Senate Joint Resolution 7 of 20022 the APR on Payday cash advance mustn’t exceed 2.75% per month; 33% per year.
|Legal Status||The status of the loan as regulated by the state - legal, restricted, or prohibited||Legal|
|Regulator||State official document, act, or statute that regulates title loan lending||Code of Virginia Tit. 6.2 Chap. 22|
|Collateral||The need to provide any kind of collateral to apply for a loan||None, unsecured|
|Repayment Term||The term for which the loan is issued||120 days - 12 months|
|Terms||The term for which the loan is issued||
Min loan term: 120.00 day(s)
Max loan term: 360.00 day(s)
Repayment term: 120 days - 12 months
|Finance Charges||All the fees charged for borrowing this loan amount by the lender||
22% per month of outstanding balance up to $700, 18% per month for $701-$1,400, 15% per month for $1,401 or above, lien fees permitted.
|Turnaround Time||The time it takes for the loan to reach your account||1 business day|
Get up to $10,000 Car Title Loan in Virginia TodayIf you’re a resident of Virginia and own a vehicle, you can always get emergency cash with fast and easy Car Title Loans completely online. Available same day, for bad credit, with no credit check.
Complete information on Virginia Title Loans
Fast car title loans, or title pawns are an awesome way to get quick cash for any emergency. You can do it completely online, or check numerous Title Loan store locations in Virginia. Approval process is guaranteed fast and easy. Any credit type is welcome. The best title loan direct lenders of Virginia offer affordable terms and competitive rates. Start your loan application now to get instant decision in as little as 30 minutes!
Quick and easy applying for Auto Title Loans in Virginia
- Apply online with a free and simple form.
- Get pre-approved and accept the lender’s conditions if you agree with the offer.
- Visit the loan store to get the cash.
Compare Loans Available in Virginia at Instant Loans USA
Check if you qualify for Car Title Loans in VirginiaVirginia residents are able to get Car Title Loans online quickly and easily. Lenders’ requirements are rather simple and don’t include any credit checks or minimum credit score figures. All you need is:
- Virginia residence;
- Age over 18;
- A vehicle with a clear title in your name;
- A valid government-issued ID.
Get the cash same day and keep driving your car while repaying Virginia Title Loan.
How Virginia Title Loans benefit
Do you still wonder why you should choose Auto Title Loans as the best quick cash solution? Here are just a few indisputable arguments to convince you:
- Very fast and simple process of securing a loan.
- No need to visit a store, everything can be done completely online.
- Lenders guarantee instant approval.
- The car is still at your disposal even after submitting the documents to the lender.
- Bad credit or no credit are not a problem.
- The money is deposited directly into your bank account same day.
With instant-loans-usa.com you are in good hands. Contact us or fill out our online form and get a free quote for your Car Title Loan online or find the nearby loan store at your location in Virginia.
Virginia Title Loans in your city
- Virginia Beach
- Newport News
- Dale City
- Lake Ridge
- Linton Hall
- Fair Oaks
- West Falls Church
- Short Pump
- South Riding